A personal or company bank account in an EU country — opened for you remotely, by power of attorney, without ever travelling to Bulgaria. Multicurrency IBAN, online banking and cards.
See prices ➜Opening a bank account in Bulgaria as a foreigner is not easy on your own — but with us it is simple. We work with the major Bulgarian banks, prepare your file, represent you and open the account on your behalf, so you get a real EU IBAN without leaving home.
Since 1 January 2026, Bulgaria is a full member of the eurozone. Your Bulgarian account is now a euro account inside the single currency area — with all the advantages that brings.
Hold and receive euro directly — no conversion, and no currency risk against the EU's own currency.
Send and receive euro across the EU in seconds, at the cost of a domestic transfer.
Your money sits in an EU-regulated bank, now under the European Central Bank umbrella.
A eurozone IBAN is recognised and accepted by businesses, platforms and banks across Europe.
Invoicing and trading in euro across the EU means no conversion fees eating into your margin.
One shared currency with your European clients and suppliers — simpler pricing, faster settlement.
Since 2019, Bulgarian banks generally refuse to open personal accounts for non-residents. Many foreigners are turned away at the counter. We know how the banks work, prepare a complete file that meets their requirements, and — where needed — arrange a residence permit first, so your account is actually opened.
A bank account in Bulgaria is far more than somewhere to keep money — it is your access point to the entire European financial system. With a eurozone IBAN in your name, or your company's, you send and receive payments across the EU as easily as a local, at low cost, in Europe's own currency.
For entrepreneurs it is often essential. Many payment processors, marketplaces and platforms — from Stripe and Wise to the big online marketplaces — will only pay out to a European bank account, and a Bulgarian one qualifies. For your company it is the account through which you invoice, get paid, run payroll and settle your taxes. For individuals it is a stable, low-cost home for your money right inside the European Union.
Add Bulgaria's famously low banking fees and its new place in the eurozone, and a Bulgarian bank account becomes one of the simplest, cheapest and most respected ways to hold and move money in the EU.
For individuals, opened with your passport — for residents and, with the right setup, non-residents.
For Bulgarian, foreign-registered or newly formed companies — the account your business needs to operate.
Hold and move the euro and other currencies — EUR, USD, GBP and CHF — with online banking and debit/credit cards.
You sign a bilingual (English–Bulgarian) power of attorney and have it notarised.
We gather and translate your documents and represent you before the bank.
Your account is confirmed within about a week of submission.
Your online-banking codes and cards follow within around ten days.
All-inclusive attorney fees for opening your account, handled from start to finish.
For an individual, opened remotely.
For a company we register for you.
For an existing Bulgarian company.
For a company registered abroad.
Tell me whether it's personal or for a company and I'll confirm the steps — opened remotely, without you travelling.
Free assessment ➜